Fixed or Variable Rate Mortgage
July 23rd, 2009
It took me about five minutes with the mortgage broker to become totally confused. I did not realize there were so many types of mortgage plans out there. He had to explain to me the difference between a fixed rate and a variable loan for starters. Both of them seemed to have their advantages but I tend to be conservative when it comes to money matters and decided to go with the mortgage quote on the fixed rate loan. Even though the variable loan started out at less a month there was a very good possibility that over the life of the loan that it would cost me a lot more money.
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