Check existing house insurance cover before insuring personal belongings

June 17th, 2009

If you are thinking of taking out insurance for personal items such as a mobile phone, ask yourself if you really need this extra cover as you may already be covered by an existing insurance policy. The content cover of your house insurance should protect you against loss of items or damage to items such as phones, I-pods or credit cards whilst you are away from home and household electrical equipment should be protected too, should it break down.If you are planning on travelling or thinking about health insurance, check to see if your employer offers travel and health cover as part of any benefits package as it may work out cheaper to take it out with them. If you can avoid paying extra and unnecessary insurance premiums, it may well pay to sit down and check how you are currently covered already.

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Entry Filed under: Business

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