low cost payday loan

March 15th, 2008

Just when I thought I couldn’t find any cash advances with a low fee I finally stubled on a great site. You know, the payday loan concept is a great idea in theory, but it cost an arm and a leg just to borrow some dollars until your next paycheck. I did a little research and discovered the reason the rates are so high. This is because the payday loan companies use the state regulated limit for the cash advance fees. for example, California is %17.75. So that is the rate these companies will use. Now if you go to spotya.com you’ll find that they have a flat rate of %15 nationwide. This is why they stand out from the rest of the cash advance comanies. Pretty interesting i must say!

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